Term Deposits

We’ll get your money growing and working hard for you. Goldfields Money’s competitive interest rates and term deposit options can help you achieve your financial goals, whatever they might be!

Products > Deposits > Term Deposits

We’re a registered ADI (Authorised Deposit-Taking Institution) just like the ‘big 4’ banks, which means deposits are guaranteed by the Australian Government for up to $250,000 per customer. Your money is always safe and secure with us!

Stow It Term Deposit Account

Your supercool Term Deposit account, for those wonderful savers out there! We offer both a personal and business option and we pay a great rate to reward you for stashing your hard eared cash with us. We’ll stow a minimum $5,000 deposit for a fixed term (1, 3, 6, 9 or 12 months) at a competitive rate of interest. We’ll help you make your money work harder.

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Fixed Term Deposit Interest Rates

Term Period
Stow it

1 Month

3.90% pa

2 Months

4.30% pa

3 Months

4.75% p.a.

4 Months

4.70% p.a.

5 Months

4.70% p.a.

6 Months

4.70% p.a.

9 Months

4.65% p.a.

12 Months

4.55% p.a.

24 Months

4.10% pa

36 Months

N/A

48 Months

N/A

60 Months

N/A

Interest paid on maturity, rate fixed for term of deposit. Rates as at 5th February 2025. Goldfields Money may in its absolute discretion consider a request from you for the full or part redemption or release of your FTD before its maturity. If Goldfields Money agrees to the request, a penalty interest rate will be payable on your FTD. If the redemption of the investment is within the first 7 calendar days of its term the interest will be reduced to 0%. If the investment is broken after the 7 calendar days the RBA cash rate at the time of initial investment will be applied for the length of the term already served. The minimum redemption amount is $500.